Health Care Insurance

Health Care Insurance is delivered by Manulife.

IF you receive a pension from the IATA Defined Benefits plan AND opted to REMAIN IN the IATA Health Care Insurance program, please read the following:

IATA provides Health Care Insurance through Manulife for retirees who have opted to remain in the medical benefits plan on retirement. The premium is paid 50% by IATA and 50% by the retiree.  There is a taxable benefit to retirees in the arrangement (see below “Tax deduction”).

Health Care Insurance consists of two “parts”:

1) coverage of drug costs not covered by RAMQ (for residents of Quebec).  All retirees are issued with a pay-direct card to facilitate the purchase of your prescription drugs at your local pharmacy;.

2) medical costs for a wide variety of services.  Claim forms can be completed and submitted online from within your Manulife account.